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Mortgage Programs

30 Year Fixed Rate Mortgage Loan

If you’re planning on living in your home for the next few decades and would like to keep your mortgage payments and interest rate at a constant amount!

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15 Year Fixed Rate Mortgage Loan

The 15 Year Fixed Rate Mortgage is essentially a shorter version of the 30 Year Fixed Rate Mortgage, allowing you a fair term length to pay off your mortgage.

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FHA Mortgage Loan

The FHA loan is backed by the federal government, allowing you to acquire a loan to purchase home with a smaller down payment and an imperfect credit score.

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FHA Streamline Mortgage Loan

Despite the benefits of an FHA mortgage, you may one day need to refinance your mortgage in order to take advantage of lower interest rates.

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Full FHA 203k Mortgage Loan

With a Full FHA 203k mortgage, you get the money you need to purchase the home but you also get extra money to help cover the cost of repairs.

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Adjustable Rate Mortgage Loan

The ARM program allows you to take advantage of low rates in the mortgage market. Find out if you qualify today by filling out the application.

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Jumbo Mortgage Loan

A Jumbo Mortgage is usually required when the price tag on a home exceeds $417,000. Neighborhood Loans is ready to handle Jumbo Mortgages and we can help you know what to expect for the qualifications.

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VA Mortgage Loan

Neighborhood Loans takes pride in helping our nation’s veterans find the homes they deserve. Whether you’re actively serving in the armed forces or you’re retired from the service, you still qualify for a VA loan established by US Department of Veterans Affairs.

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